overview
erection all risks (EAR) insurance is engineering insurance that covers any unforeseen and sudden physical loss or damage to contract works, construction plant, equipment, and/or construction machinery from any cause whilst at the site during the period of insurance unless specifically excluded under the policy.
policy highlights
key coverages
- Material damage
Covers against sudden and unforeseen physical loss or damage to contract or erection work/property/items. - Third-party liability
Covers third party liability for which we shall become legally liable to pay as damages consequent upon.
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